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Digital

Buzzword „Digitalisierung“: globale Vernetzung, dramatisch gestiegene Rechenpower und die massenhafte Verbreitung tragbarer Allzweck-Minicomputer, des Smartphones, haben in den letzten Jahren weitreichende gesellschaftliche und wirtschaftliche Veränderungen ausgelöst und das Thema Digitalisierung damit ganz oben auf die Agenda in Wirtschaft und Politik, Medien und Forschung katapultiert. Die Rückkopplung technologischer Entwicklung auf sozioökonomische Prozesse ist an sich nichts Neues und zieht sich wie ein roter Faden durch die Menschheitsgeschichte. Die möglichen Implikationen der rasanten Entwicklungen vor allem im Bereich Künstlicher Intelligenz und Robotik sowie die Ausbreitung von plattform- und daten-basierten Geschäftsmodellen sind dabei allerdings zum Teil so weitreichend, dass sich sowohl Optimisten als auch Pessimisten in ihren Prognosen für die Gesellschaft und Wirtschaft der Zukunft überschlagen. Was daran ist dauerhafter Trend, Modeerscheinung oder Übertreibung?

59 (11-20)
17. März 2021
Thema:
Bitcoin’s market cap of $1 trillion makes it too important to ignore. Big players who buy and sell bitcoins have considerable market-moving power. As long as asset managers and companies continue to enter the market, Bitcoin prices could continue to rise. But bitcoin transactions and tradability are still limited. And the real debate is whether rising valuations alone can be reason enough for bitcoin to evolve into an asset class, or whether its illiquidity is an obstacle. Bitcoin’s value will continue to rise and fall depending on what people believe it is worth. This is sometimes called the Tinkerbell Effect — a recognised economic term stating that the more people believe in something, the likelier it is to happen. [mehr]
11
3. Februar 2021
Thema:
A year ago, we stated that:
− Cryptocurrencies would become more mainstream. Both Facebook and PayPal will be adding cryptocurrency capability to their wallets early 2021.
− Central bank digital currencies (CBDCs) will be widely discussed. The Bahamas launched the first nationwide CBDC last October, and both Sweden and China launched pilots in early 2020.

What do we see this year? Click here and find out [mehr]
12
13. Januar 2021
Thema:
Covid-19 disruption to business has reshuffled priorities for CFOs and treasurers. They must address how to: maintain access to liquidity /credit; implement back-up procedures; create visibility to total cash in global locations; determine cash requirements in the short and medium term; and assess current exposures. [mehr]
13
3. September 2020
Thema:
The exponential growth of the digital economy is going to leave large chunks of minorities with little or no access to jobs. We conduct a bottom up societal study and it shows that 76% of Blacks and 62% of Hispanics could get shut out or be under-prepared for 86% of jobs in the US by 2045. If this digital racial gap is not addressed, in one generation alone, digitization could render the country’s minorities into an unemployment abyss. [mehr]
15
26. Juni 2020
Thema:
Machine learning, with all of their processing power, they’re able to more quickly highlight or find patterns in big data that would have otherwise been missed by human beings. Machine learning is a tool that can be used to enhance humans’ abilities to solve problems and make informed inferences on a wide range of problems, much wider than financial services for example helping diagnose diseases to coming up with solutions for global climate change. [mehr]
16
18. März 2020
Region:
Thema:
The competition for global AI leadership is speeding up. But it already seems to be a two-horse race between the US and China. Europe faces an imminent risk of falling far behind if the EU and its members do not react rapidly and boldly. This could have broad implications for Europe's competitiveness, future wealth and political stability. The Commission's recently published White Paper on AI and its communication on a European strategy for data are crucial steps to formalise the debate on addressing the AI challenge in Europe. While the EU's strategy goes in the right direction, several points need to be clarified, in particular regarding the investment gap towards the US and China, finding the right balance between regulation and competitiveness of the EU's AI industry, and data access for AI research. [mehr]
17
27. Januar 2020
Thema:
This piece is the third in a series of three pieces that examines the past, present, and future of the payments industry. We analyse the unexpected results of our proprietary survey of 3,600 customers across the US, UK, China, Germany, France and Italy and forecast trends in cash, online, mobile, crypto, and blockchain. The implications for customers and business are important; the potential macro and geopolitical consequences are profound. [mehr]
18
23. Januar 2020
Thema:
This piece is the second in a series of three pieces that examines the past, present, and future of the payments industry. We analyse the unexpected results of our proprietary survey of 3,600 customers across the US, UK, China, Germany, France and Italy and forecast trends in cash, online, mobile, crypto, and blockchain. The implications for customers and business are important; the potential macro and geopolitical consequences are profound. [mehr]
19
33.3.0