Corporate Bank Research

Topic:

Analyst:

Covid-19 disruption to business has reshuffled priorities for CFOs and treasurers. They must address how to: maintain access to liquidity /credit; implement back-up procedures; create visibility to total cash in global locations; determine cash requirements in the short and medium term; and assess current exposures. [more]

October 19, 2020

Can big companies survive localisation?

Region:

Economic and european policy

Topic:

Analyst:

Jim Reid, Luke Templeman

The trend towards 'localisation' leaves few easy options for large companies. Their huge advantage from global supply chains and businesses, built up during the last few decades of globalisation, may unwind unless they adapt to local- or multi-local business models. The urgency to adapt has been turbocharged by covid-19. [more]

October 12, 2020

Blockchain and Corporates: Transparency is the New Marketing

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Topic:

Analyst:

Like the Internet in the 1990s, distributed ledger technology (DLT) and blockchain are set to transform the economy. Yet, two-thirds of senior executives still don’t know what DLT is, and those who do tend to ignore its uses outside of some simple financial applications. [more]

April 30, 2020

Furloughs, layoffs, and recovering from covid-19

Region:

Analyst:

Jim Reid, Luke Templeman

Although the exit from lockdown is on the horizon, there are signs that the return of consumer demand may be slow. As such, many corporates face a staffing conundrum more difficult than that seen during the financial crisis. How long should corporates wait before furloughs become layoffs? Just how important are staff? [more]

January 27, 2020

The Future of Payments - Part III. Digital Currencies: the Ultimate Hard Power Tool

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Analyst:

This piece is the third in a series of three pieces that examines the past, present, and future of the payments industry. We analyse the unexpected results of our proprietary survey of 3,600 customers across the US, UK, China, Germany, France and Italy and forecast trends in cash, online, mobile, crypto, and blockchain. The implications for customers and business are important; the potential macro and geopolitical consequences are profound. [more]

January 23, 2020

The Future of Payments - Part II. Moving to Digital Wallets and the Extinction of Plastic Cards

Topic:

Analyst:

This piece is the second in a series of three pieces that examines the past, present, and future of the payments industry. We analyse the unexpected results of our proprietary survey of 3,600 customers across the US, UK, China, Germany, France and Italy and forecast trends in cash, online, mobile, crypto, and blockchain. The implications for customers and business are important; the potential macro and geopolitical consequences are profound. [more]

January 21, 2020

The Future of Payments - Part I. Cash: the Dinosaur Will Survive ... For Now

Topic:

Analyst:

When people discuss the future of payments they tend to predict the end of cash. Our view is different. Not only do we think cash will be around for a long time, we see the transition to digital payments as having the potential to do no less than rebalance global economic power. [more]

November 14, 2019

2020: An inflection point in global corporate tax?